Poor credit may hit you like a ton of bricks if you're attempting to borrow cash. Having a record number of people being laid off from their jobs, you will find an increasing number of individuals who've been pressured into projects where they earn less money. If you're one of those who've experienc...

The manner that lenders believe could be summarized in two simple words: hazard reduction. To put it differently, every creditor in the world who cares about getting their money back (and that's 99.9 percent of these) carefully weighs the interest rate that they charge against the odds that the loan...